Let me admit right up front that I am not a Dot Com kind of guy, especially when it comes to financial things.
I want to see a building with the bank's name on it. I want to walk into a lobby where there are people transacting business. Most of all, I want to sit at a bank officer's desk and look him in the eye.
So the idea of going to some web site, filling out an abbreviated loan application, then punching SEND without so much as knowing where it's going, much less to whom, has serious flaws for me.
Recently, my clients -- a settled married couple about 60 -- wanted to buy a home. They had been married for nearly fifteen years, were in jobs that they had been in for a long time, and in spite of some minor blips, had saved sufficient funds to qualify for a loan.
I confidently sent them to two fellows I know and really like, one of them with a big bricks and mortar bank; the other with a well-known mortgage company. For whatever the reason, they offered us no encouragement.
On a whim, my client went to the web site of www.Texaslending.com, filled out their on-line application, and by the grace of God was assigned to Senior Mortgage Consultant, Stephen Brady.
He looked at the history, pulled credit, and within a few hours emailed back that Texas Lending could make them a loan. Then Stephen called me, and he assured me that all we had to do was find them a home, and he'd take care of the financing.
<<===STEPHEN BRADY, SENIOR MORTGAGE CONSULTANT
Today, he lived up to his promise. My clients closed on their home.
So I told Stephen that I wanted to write a piece for the Active Rain readers about him and www.Texaslending.com. And I wanted to give the readers his direct phone number. This guy is a pro.
But before I do that, here's a bit of a bio for Stephen.
He has a degree from University of Texas in communications, and he has been in the mortgage loan industry for five years, and has closed more than 325 transactions. He and his wife have been married for seven years and they have a three year old daughter, Kaplan. And Stephen's kind of a sports nut. He plays golf and tennis and is a certified scuba diver. But on top of all of that, he's also been One of Us. He worked in sales for a home builder before he joined Texaslending.com.
So here's how you get in touch with Stephen:
Update Aug. 20: Yesterday Stephen and I met in person for the first time. We had lunch at BJ's in Addison, an upscale suburb of Dallas, and near his office. My evaluation is that this guy's got his feet firmly on the ground and excels at his business.
BILL CHERRY, REALTORS
1 800 314-7110
Our 43rd Year Brokering Texas